SBA Loans

At ABC Bank, we are committed to building lasting relationships with the businesses we serve. Our culture is rooted in responsiveness, integrity, and a genuine passion for helping entrepreneurs succeed. Through tailored Small Business Administration (SBA) financing and hands-on guidance, we help business owners secure the financing they need to acquire, expand, or strengthen their companies.

A Smarter Way to Fund Your Next Step with tailored SBA loans

As an SBA Preferred Lender, we originate, underwrite, and approve loans directly on behalf of the SBA. 

As an SBA Preferred Lender, we can streamline processing and decision-making.  So whether you’re opening your doors for the first time, buying the building you’ve been leasing, or finally bringing on the equipment that lets you take on bigger jobs, an SBA loan is one of the most flexible ways to get there.

  • Down payments as low as 10% may be available for qualified applicants, subject to SBA program requirements, borrower qualifications, and credit approval
  • Longer repayment terms that may reduce monthly payment amounts
  • Structured with no balloon payments in most cases
  • Funds may be used for real estate, equipment, working capital, acquisitions, and more
  • Backed by the Small Business Administration (SBA), which may expand access to financing for qualified borrowers

 

SBA 7(a)Loans

The SBA 7(a) loan program offers flexible financing of up to $5 million to help businesses acquire, expand, refinance debt, purchase commercial real estate or equipment, partner buy-outs, working capital, and support construction projects. With terms up to 25 years and no balloon payments, it is one of the SBA’s most popular financing solutions.

SBA 504 Loans

The SBA 504 loan program helps businesses finance owner-occupied commercial real estate, construction projects, and major equipment purchases. 

Working alongside our local CDC partners (Certified Development Companies), we provide long-term, fixed-rate financing with terms of up to 25 years and low-down payment requirements. 

While the multi-party approval process may extend the closing timeline, the program offers an affordable way to invest in your business while preserving working capital.

SBA Express Loans

SBA Express loans offer quick access to capital with a simplified application process and faster approval times. Ideal for working capital, equipment, inventory, and other business needs, these loans provide financing of up to $500,000 with less paperwork and a faster turnaround.

All loans are subject to credit approval and SBA eligibility requirements.

Questions about SBA Loans?

Call us at 1-888-902-2552 or visit your local ABC branch in Colorado and Texas and let us help you with your business needs.

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