Treasury Management

American Bank of Commerce’s Treasury Management services help you improve cash flow, reduce costs, streamline accounting, and boost efficiency. Explore our range of solutions by clicking on any service below. Contact our Treasury Management Team for more information or assistance.

American Bank of Commerce’s Treasury Management services allow you to improve cash flow, lower costs, simplify accounting processes, and improve your efficiency. We offer a variety of solutions to fit your needs. Simply click any of the services listed below to learn more and let us know how we can help your business. For more information, contact one of our friendly Treasury Management Team Members below, call us toll free at 1-888-902-2552 or fill out the contact form by clicking on button below.

Marie Rojas

Marie Rojas

512-391-5524

Serving Central Texas

Tracie Madden 2025

Tracie Madden

972-386-1208

Serving North Texas – Addison & Plano

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Managing Receivables

Originate direct debits against your clients’ bank accounts. Speeds collection and improves accuracy of cash pointing in your A/R system.

  • Automates your collection process (member dues, customer payments)
  • Enhances your credit management process with accurate payments from your customers
  • Ensures timely receipt of payments, so you can improve your ability to forecast cash flow

Remote Deposit allows you to scan and deposit checks directly to your ABC business checking account. Checks scanned by 6 PM Central Time will typically post same business day. Expedite deposit of funds by scanning checks and depositing them electronically, quickly & from the convenience of your office. Eliminate the need for trips to the bank, or a courier service.

Mobile Remote Deposit is also available through the ABC Mobile App.

Easily receive USD domestic and international wires as well as non-USD international wires. Funds are available upon receipt. Ideal for receiving large payments securely. 

Perfect for businesses with a high volume of paper-based payments. A convenient platform helps reduce exceptions, capture data needed to post payments electronically, and reduces collection expenses. All of your incoming payments are delivered to a secure post office box, then processed and deposited to your account, electronically, each business day. No need to prepare deposits and make a daily trip to the bank.

Easily accept credit and debit cards. Benefit from multiple transaction processing options to customize your needs. Accept all major card types. Rely on enhanced data security & PCI compliance.

Get paid faster with Autobooks, integrated into ABC Bank’s online banking. Send electronic invoices and track payments in real-time, eliminating the wait for checks and snail mail.

Managing Payables

Make payroll & vendor payments electronically, accurately, securely at low cost to your business.

  • Direct Deposit to your employees’ checking or savings accounts.
  • Replaces the need to process, store and reconcile manual checks.
  • Automates your payment process.
  • Reduces exposure to check fraud. With no checks to steal or lose, there is no need for stop payments or re-issuing checks.
  • Provides an audit trail of payments and tighter control of cash flow.

Easily and securely originate USD domestic wire transfers and international wires via Online Banking. Perfect for making large payments available immediately upon receipt. We provide multiple ways to provide wire instructions. Provides timesaving options for repeat wires.

Perfect for businesses with a high volume of paper-based payments. A convenient platform helps reduce exceptions, capture data needed to post payments electronically, and reduces collection expenses. All of your incoming payments are delivered to a secure post office box, then processed and deposited to your account, electronically, each business day. No need to prepare deposits and make a daily trip to the bank.

Fraud Protection

Protect your business accounts against check fraud with Payee Positive Pay, a service which allows us to match your presented checks against check data you’ve previously provided. This service enables for the detection of fraudulent items. Once an item is recognized as potentially fraudulent, you’ll receive notification and will be able to view the item and let us know whether to pay or return. ACH Positive Pay is also available.

Information Reporting & Liquidity Management

Fully automated service used to simplify funds consolidation. Automatically transfer excess funds from your checking account to reduce the principal balance of your loan. Or, automatically transfer funds from your line of credit to your deposit account.

Automatically redistribute funds at the end of each business day, according to pre-established target balances. Save time and effort by eliminating need for daily manual transfers between accounts. Reduce idle balances by consolidating funds to a concentration account.

Learn More

Monitor your cash position and account activity, transfer funds, view check images, review Positive Pay exception items, initiate and approve ACH and Wire transactions, make stop payments and pay bills online.

  • Fraud protections included separation of duties for online users and Out -of-Band Authentication.  
  • Chat with support.
  • Create personalized security and balance alerts. Search transaction history.
  • Streamline ACH payment processes with file uploads and flexible template options.
  • View statements online.
  • Administrative Users can add and remove users and assign specific right to each user.

Enroll for eStatements in Online Banking. Receive your statement days before a paper statement would arrive  in the mail. Reduce your exposure to mail fraud and identity theft by eliminating paper statements.

Beware of electronic crime targeting small to mid-size businesses. Cybercriminals use malware to steal online banking credentials and commit identity theft, leading to unauthorized transfers. Protect your business by training your staff and implementing strong security controls. Together, we can fight these attacks and safeguard your finances.