Checking
American Bank of Commerce knows that your personal checking account is the hub for almost every day-to-day transaction you make. As a result, you need a checking account that is convenient and flexible, one that works seamless with your needs. We offer checking account options, customized with you in mind. With online account opening now available, we make it even easier for you to open an account.Â
We offer checking account options, customized with you in mind
Your checking account is the hub for almost every day-to-day transaction you make—and having an account that is convenient, flexible, and works seamlessly can make it easier to stay on top of your finances and meet your financial goals.
We offer a variety of checking account options, customized with you in mind. And with online account opening now available, we make it even easier for our customers in Texas and Colorado to open an account—right from the convenience of home!
Compare Our Checking Accounts
Cash Rewards Checking$100 Minimum Opening Deposit | Cash Rewards Student Checking$100 Minimum Opening Deposit | Free Checking$100 Minimum Opening Deposit | Assurance Checking$100 Minimum Opening Deposit | Senior Checking$100 Minimum Opening Deposit | Now Checking$1,000 Minimum Opening Deposit | Money Market Checking$1,500 Minimum Opening Deposit |
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| Account description & benefits | ABC’s most popular account. Enjoy the benefits of cash back rewards when you use your ABC Bank debit card! Cash rewards earned as outlined below:
| Students will enjoy the benefits of no monthly service fee and cash back rewards when using an ABC Bank debit card! Cash rewards earned as outlined below:
| A basic free account for individuals. Item images are not returned with monthly statements and all other banking services must be purchased separately. | A basic checking account with a low monthly service fee and no minimum balance requirement that also encourages monthly savings. Smart banking for smart people. | For customers 62+
| An interest bearing account with the ability to write checks. | Savings account with check writing privileges. |
| Interest Bearing - Minimum daily balance required to obtain the annual percentage yield | No | No | No | No | No | Yes - Min. Balance of $1,000 | Yes - Min. Balance of $1,000 |
| Service charges | $8 per month which can be waived if any ONE of the three conditions below are met:
| No monthly service charge for a period of 5 years when eligibility requirements are met. | No monthly service charge fee | $4 per month which can be waived if any ONE of the three conditions below are met:
| No monthly service charge fee | Daily balance during statement cycle determines service charge:
| Daily balance during statement cycle determines service charge:
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| Eligibility | Individiuals | Individuals with proof of enrollment in a high school or college university or vocational program. Individuals under the age of 18 require a parent or legal guardian to be a co-owner on the account. | Individuals | Individuals | Individuals 62+ | Individuals and Sole Proprietors only | Individuals |
| Transaction limitation | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Debit Card - Additional fees may apply, a full fee schedule is available at any branch | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Checking Made Simple with ABC Bank
At ABC Bank, we understand that our customers have diverse needs when it comes to their finances. That’s why we designed a variety of checking accounts—with tailored perks and benefits—to save you time and make the most of every dollar.
Have questions about an account or need help choosing one? Visit your nearest Texas ABC Branch in Austin, Dallas, Plano, Lubbock, Wolfforth, or one of our Colorado branches in Pueblo and Colorado Springs. You can also call us at 1-888-902-2552 or fill out the contact form.Â
