Debit Cards

The MasterMoneyTM debit card from American Bank of Commerce is a convenient way to make day-to-day purchases without the hassle of writing a check or carrying cash. 

You can use the MasterMoneyTM debit card at any merchants displaying the MasterCard® logo. You can also use your card at ATM machines for quick cash on the go. Card purchases will appear on your monthly checking account statement. The amount, date, and place where you use the card will appear on your statement, along with the checks you write and your ATM transactions. You can keep better track of your total spending with all transactions on one statement.

When shopping with your MasterMoneyTM card, funds are deducted from your available balance immediately. Please realize you are spending money you have deposited, rather than money you are borrowing. You need to ensure that you have sufficient funds available in your checking account. If you do not have sufficient funds available, you can expect to pay the applicable fees and charges. Insufficient funds may also result in your card transaction being declined.

Contact Us

Frequently Asked Questions

The Bank is reissuing your card due to a change from a 6-digit to an 8-digit Bank Identification Number (BIN). This change is being implemented by major card networks like Visa and Mastercard to address the shortage of unique BINs.

The 8-digit BIN structure allows for more unique combinations, which helps accommodate new issuers and products. As a result, the bank needs to issue new cards with the updated BIN to ensure continued compatibility and security within the payment system.

The change to an 8-digit BIN will affect your existing card details in the following ways:

  1. New Card Number: Your new card will have a different number due to the updated BIN.
  2. Expiration Date and CVV: These will also change, so you’ll need to update any saved payment information.
  3. Automatic or Recurring Payments: You’ll need to update your card details for any subscriptions or services that use automatic payments.
  4. Security: The new card will continue to provide the same level of security, if not better, due to the updated system.
    Once you ACTIVATE and PIN your NEW Card using the number from the sticker located on the front of the new card at 800.290.7893. You’ll have 3 weeks to make the updates before your OLD card will be close.


Apologies for any inconvenience this may cause.

ABC Bank offers instant issue debit card services at the following locations when you need your card faster than traditional mailing or in the event of an emergency:

  • Addison 5050 Quorum Drive, Suite #100 Addison, TX 75254
  • Lubbock 110th & Slide Banking Center 11008 Slide Road, Lubbock, TX 79424
  • Lubbock 82nd & Indiana Banking Center at 8112 Indiana Avenue, Lubbock, TX 79423
  • Wolfforth Banking Center at West 82nd & Brownfield Highway, Wolfforth, TX 79382
  • Austin Downtown Banking Center at 610 West 5th, Austin, TX 78701
  • Austin North Banking Center at 2243 W. Braker Lane, Austin, TX 78758
  • Austin Ben White Banking Center at 2201 West Ben White Blvd, Austin, TX 78704
  • Austin Lakeline Banking Center at 10920 Lakeline Mall Drive, Austin, TX 78717
  • Colorado Springs 434 South Tejon Colorado Springs, CO 80903
  • Pueblo 1000 West Sixth Street Pueblo, CO 81003
  • Complete the application. It’s quick and easy to fill out. Only owners and authorized signers may have a debit card. It is the owner’s responsibility to notify us in writing to revoke an authorized signer/user. Cards may not be transferred to persons in the same organization as cards are issued to individuals not just the business.
  • Your card will be mailed to you unless you picked it up at one of our instant issue card locations. You will receive your PIN two to three days after your card arrives.
  • Activate your card 24/7 by calling (800) 290-7893. Once your card is activated, you are ready to make purchases and ATM transactions.
  • Record transactions. Record transactions in your checkbook register.
  • Watch your account. Transactions will be memo posted to your account immediately. Actual charge may not be deducted from your ledger balance for several days.
  • Review transaction activity. Review your transaction activity on your monthly checking account statement or anytime with our convenient online banking service.

To report a lost or stolen debit card during normal banking hours, contact any ABC Banking Center for assistance or call us toll free at 1-888-902-2552.

After ABC business hours, call toll free: 1-888-297-3416.

If you have ABC online/mobile banking, you can also use our feature Card Controls to disable your card.

In your menu from online/mobile banking, you will see Card Controls.

With this feature, you will be able to do the following:

  • Enable/Disable debit cards temporarily or permanently
  • Order replacement card(s)
  • Report lost or stolen card(s)
  • Restrict card usage
  • Set up card alerts
  • Set up travel notifications

In order to use this feature, you must be enrolled in online banking. If you are not enrolled, click here Personal Online Banking Enrollment.

Once enrolled, you will be able to access this new feature as well as enroll for e-Statements and much more.

If you have any questions, please do not hesitate to reach out to your local branch, our call center at 1-888-902-2552 or our chat feature on our website.