CreditAdvantage
If approved, you will have access to a revolving credit line that can be accessed at your convenience. CreditAdvantage is a better way to have the money for what you need when you need it. It is a personal line of credit through which you may qualify for as much as $25,000 at a variable rate of interest above the Wall Street Journal Prime Lending Rate.
Access your credit line in several easy ways:
- Withdraw funds directly from your CreditAdvantage loan at any teller window
- Request a transfer to your checking account for the needed amount of funds from any ABC customer service representative
- Write a check for more than your current balance on your American Bank of Commerce checking account, and we will automatically advance the money you need in increments of $100 into your checking account.
The advantage over credit cards
CreditAdvantage is a better alternative to many high-interest credit cards or department store cards. You’ll enjoy an interest rate that most credit cards cannot match and you pay no late fee or access charges. Since the interest rate is lower than that of most credit cards, you can save money by paying off credit card balances using your CreditAdvantage account.
Applying for CreditAdvantage
Applying for CreditAdvantage is as easy as applying for a credit card, maybe easier. Since we are locally owned, our decision-makers are here, providing you with quality and efficient service. To apply, please contact a new account representative at one of our convenient ABC Banking Center locations or you can fill out the contact form below.
