Terms & Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THIS SITE IS MAINTAINED BY AMERICAN BANK OF COMMERCE. BY ACCESSING OR VIEWING THIS SITE AND ANY PAGES HEREOF, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS SET FORTH BELOW. IF YOU CHOOSE NOT TO AGREE TO THESE LEGAL TERMS AND CONDITIONS, YOU SHOULD NOT ACCESS THIS SITE OR ANY PAGES HEREOF.

Copyright & Trademarks

The works of authorship contained in this website, including but not limited to all design, text, sound recordings and images are owned, except as otherwise expressly stated, by American Bank of Commerce. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of American Bank of Commerce. American Bank of Commerce may also claim trademark and service mark rights to other marks or graphics in this website and constituent pages.

Website Content and Changes

You are authorized to view the information available in this website for informational purposes only. The information provided is not intended to provide specific legal, accounting, financial or tax advice for any person and should not be relied upon in that manner. Product offers, rates, terms and other information provided in this website are subject to change without notice. Eligibility for particular products and services is subject to American Bank of Commerce’s review and acceptance. American Bank of Commerce may discontinue or make changes to the information, products or services described in this website at any time. Any dated information is published, as of its date only, and American Bank of Commerce does not undertake any obligation or responsibility to update or amend any such information. American Bank of Commerce, reserves the right to terminate any or all website offerings without notice. If other web pages, products, and organizations are referenced herein or links are provided to other Internet resources, they are included by American Bank of Commerce. American Bank of Commerce makes no warranty of any kind with respect thereto.

Disclaimer of Warranty

Although American Bank of Commerce attempts to keep the information on this website accurate, complete, and current, we make no warranty that the content is accurate, complete, or current. Use of this website and its contents is at the user’s sole risk and is provided “as is”. American Bank of Commerce makes no commitment to update the content in this website. It is your responsibility to verify any information before action is taken on it. Because of the possibility of human and mechanical error as well as other factors, American Bank of Commerce is not responsible for any errors in or omissions from the information contained in or accessed through this Site. American Bank of Commerce may discontinue or make changes to the information, products or services described in this website at any time.

Limitation of Liability

American Bank of Commerce is not responsible for any errors in or omissions from the information contained in or accessed through this website. All such information is provided “as is” to the user without expressed or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. Also, American Bank of Commerce will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this Site, or for the incompatibility between this Site and files and the user’s browser or other site accessing program. Nor will American Bank of Commerce be liable for any other problems experienced by the user due to causes beyond the bank’s control.

Information Sent to American Bank of Commerce

American Bank of Commerce cannot guarantee security of information transmitted over the Internet. American Bank of Commerce suggests that you do not communicate confidential and private information to us over the Internet. Also, because the appropriate person or unit at American Bank of Commerce may not immediately receive Internet e-mail, you should not use Internet e-mail to communicate matters which need immediate attention or which are required to be in writing.

Digital Advertising & Cookie Policy

At American Bank of Commerce, transparency matters. That includes how we use technology to improve your experience and communicate with you online.

Our website uses cookies and similar tools to help us understand how visitors use our site, tailor content, and deliver more relevant ads. These small files may collect non-personal data such as browser type, time spent on pages, and general location. You can adjust your browser settings to manage cookie preferences at any time. Please note that some features may not function as intended without cookies enabled.

Online Advertising & Remarketing

We partner with trusted third-party vendors, including Google, to display advertising that’s relevant to you. These vendors may use cookies or device identifiers to show ads based on your past visits to our site. This helps ensure our messages are useful—not intrusive.

How We Use This Data

The data collected allows us to improve website functionality, measure advertising effectiveness, and serve content tailored to your interests. This data is aggregated and never sold or used to personally identify you.

Your Privacy Choices

Advertising and Remarketing
We may use third-party vendors, including Google, Microsoft, and Meta (Facebook and Instagram), to serve advertisements to you based on your prior visits to our website. These third parties may use cookies, web beacons, and similar technologies to collect or receive information from our website and elsewhere on the internet to provide measurement services, personalize content, and deliver targeted advertisements.
 
We may also use data collected through Google Analytics, Microsoft UET Tags, and Meta Pixel technologies to better understand your interactions with our website and services.
 
You have control over your ad experience. You can opt out of Google’s use of cookies or device identifiers by visiting Google’s Ads Settings.
You can also manage your preferences for other third-party vendors at the Network Advertising Initiative opt-out page, or through Google’s My Ad Center.
To learn how Google uses data from sites like ours, please review Google’s Privacy & Terms.
You can opt out of Microsoft Advertising personalized ads by visiting Microsoft’s Ad Settings (https://account.microsoft.com/privacy/ad-settings).
You can manage your ad preferences for Meta (Facebook and Instagram) by visiting Facebook Ad Preferences (https://www.facebook.com/adpreferences/ad_settings).
Alternatively, you can opt out of interest-based advertising from participating companies by visiting the Digital Advertising Alliance opt-out page (https://optout.aboutads.info/).

Links to Other Websites

Links to non-American Bank of Commerce Sites are provided solely as pointers to information on topics that may be useful to users of the American Bank of Commerce Sites, and American Bank of Commerce has no control over the content.

If you choose to link to a website not controlled by American Bank of Commerce, American Bank of Commerce makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does American Bank of Commerce warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. American Bank of Commerce does not guarantee the authenticity of documents on the Internet. Links to non-American Bank of Commerce sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Service Contact

You may contact American Bank of Commerce by calling us toll free at 888-902-2552 or by mail at PO Drawer 9 Wolfforth, TX 79382 Attention: Virtual Banking Department. You may also visit our Contact Us page and complete the Email Us form on that page.